Financing a Ford has never been easier
We work for you
Aurora Ford Hay River’s team of Finance Managers makes buying a new Ford or pre-owned vehicle stress-free. We listen to understand your needs and work with more than a dozen lenders to get you flexible financing or leasing solutions. No matter what your current credit situation is, we can help and quickly get you behind the wheel of your next ride.
Get pre-approved online
Find out the best option for your situation with our online calculator. It's fast and easy to use.
Pick your payment
Your credit score has an impact on your interest rate. Check your status with no impact on your score! We offer financing options for all credit situations.
Aurora Ford Hay River financing and leasing
We have lots of financing and leasing options because we work with Canada's big banks and lenders. We even have our own finance company, Yes Plan, to get you approved, so if you have a low credit rating or are a first-time buyer, we don't have to rely on the banks.
Buying
There are lots of options to get you into your next set of wheels. Soon, you will be building equity in your new or pre-owned vehicle. Use our calculator to easily work out your payments.
Leasing a Ford
Aurora Ford Hay River has quite a few leasing options on hand, as well as Ford's Red Carpet leasing. Each choice has a selection of kilometer options and lease-end choices. Enjoy all the benefits exclusive to leasing!
Lease-end options
It's always a good idea to plan ahead for when your lease ends, so you're not waiting for your next vehicle. There are three possibilities. Please refer to your Lease-End Agreement for complete details.
- Buy your lease vehicle
- Purchase or lease a new Ford
- Return your lease vehicle to Aurora Ford Hay River
Remember to check your lease vehicle for excess wear and tear. If you leased directly from Ford, refer to the wear and tear guidelines mailed to you prior to lease-end or look at the guidelines, linked below. On that page, you'll find a link to the wear and tear checklist.
Does leasing or financing affect insurance rates?
Some of our customers ask: “Is insurance more expensive if I lease a car?” Quite simply, the answer is no. Let's look at how insurance rates are calculated.
How is car insurance calculated?
Here is how insurance rates are calculated in Canada. They are based on where you live, how you drive, and the make, model, and age of your vehicle. How you pay for your car doesn't determine your insurance rates. Be sure to let your insurance company know you’re leasing.
Financial interest in the vehicle
A lender has a financial interest in your vehicle. This means that the name of the financing company or the lease company should be on your insurance policy so that the lender's investment is protected.
What happens if I have an accident?
A finance or leasing company will be paid first if there is an accident or the car is written off. Next, you will receive a payment if your car is worth more than what is owed to the lender. If you do not have equity in the vehicle and owe more than it is worth, gap insurance will cover the outstanding amount. Your insurance agent can give you full details.
More information?
Your vehicle insurance agent is the best person to explain what your policy covers, along with the fine print. If you change vehicles or decide to lease instead of financing, contact your insurance company as soon as possible.
Meet the
Go Auto App
Download the Go Auto App to start earning Go Card rewards today!
- Save 10% on service, get 5% back in rewards, and earn $500 in referral rewards
- Book service appointments with ease
- View your entire service history, with videos, in one place
- Pay for your service with just a few clicks
- And more
Ford Commercial Options
Businesses can access flexible automotive financing and leasing packages from Ford Canada.
Commercial Purchase
- Traditional financing
- Flexible terms
- No hidden fees
- Combined billing available.
Red Carpet leasing from Ford
- Lease payments are usually lower than finance payments
- Allows for your cash to be invested in your business
- Short-term leasing allows newer vehicles more often
- GAP insurance.
Commercial Lease
- New and used vehicles available
- Open-ended lease program
- Vans, trucks, and cars available
- Upfit vehicles available
- Heavy-use vehicles and high-kilometer vehicles are available.
Commercial Line of Credit
- Credit lines begin at $250,000; your business can free-up capital
- No non-utilization or set-up charges
- Credit can be used for Retail, Red Carpet Lease, and Commercial Lease financing.
Combined billing
- Combined billing is free if your business has two or more accounts
- For retail and Red Carpet Lease, and Commercial Lease Customers
- Simplify payments by consolidating your monthly statements.
Find out more information
- Contact Aurora Ford Hay River for more information and we'll be happy to assist with anything you need.
